Employ Illinois gives business owners access to capital to start or enhance their businesses with the help of low-interest rate loans. The loans are available to business owners large and small, and we have programs tailored to owners of child care facilities and self-employed Reserve Forces.

Available at more than 400 banks and lending institutions statewide, Employ Illinois loans strengthen the financial health of our communities and the state by investing in job creation and other quantifiable benefits. A participating bank or other financial institution must determine if a borrower is credit worthy before an Employ Illinois loan is approved by the Treasurer’s Office.

The Treasurer's Office targets four types of Employ Illinois borrowers:

Large Business Owners

Small Business Owners

Child Care Providers
Reserve Forces

Employ Illinois is one of three types of "linked deposit" programs operated by the Treasurer’s Office. Under state law, the Treasurer’s Office has the authority to deposit state money at a reduced rate of interest in local financial institutions that issue loans at below-market rates for specific projects and programs.

  
   

Employ Illinois gives business owners access to capital to start or enhance their businesses with the help of low- interest rate loans.

Opportunity Illinois backs low-interest loans to consumers and community development agencies to improve the quality of life in Illinois.

Cultivate Illinois helps farmers offset the rising cost of farming and encourages green business development.
Money Market and Prime Funds allow local government entities to pool their investments to gain a higher rate of return for their residents.
Online bill paying gives people with busy schedules a quick and convenient way to pay government bills and fees.